GST, invoices, udhaar, payroll, TDS, licences and pricing, written for shopkeepers, traders, freelancers and small teams. Every guide has worked examples in rupees, the legal basis, and the free tool that does the job.
A March 31 checklist covering stock count, debtor and creditor confirmations, TDS matching with 26AS and AIS, GST reconciliation with GSTR-1, 3B and 2B.
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Month-by-month due dates for FY 2026-27: GST monthly and QRMP, TDS, PF, ESI, professional tax, advance tax, ITR, audit and GSTR-9, plus a first-week routine.
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When a tax audit under Section 44AB applies (₹1 crore, ₹10 crore with 5% cash, ₹50 lakh), what Forms 3CA/3CB and 3CD cover, due dates and the 271B penalty.
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How to value closing stock under FIFO or weighted average (LIFO is not allowed), cost vs NRV, a worked example, the effect on profit and tax.
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What Shops and Establishments Act registration is, how Maharashtra, Delhi, Karnataka, Gujarat and Tamil Nadu differ, documents, renewals, hours and penalties.
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The standard expense heads, what is deductible under Section 37, what is not (personal, penalties, cash above ₹10,000), depreciation rates.
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The revised micro, small and medium limits, free Udyam portal registration, the 45-day payment rule, collateral-free loans, tender preference and subsidies.
Read the guide →Registration, rates, input credit, returns, e-invoicing and every GST doubt a small business has.
Late fee per return with turnover caps, how 18% interest is computed, a worked example, GSTR-3A notices, cancellation for non-filing and revocation.
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What HSN and SAC codes are, how the 8 digits are built, the 4 or 6 digit rule by turnover, how to find the right code, the HSN summary in GSTR-1 and errors to avoid.
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Who can opt for the GST composition scheme, the 1%, 5% and 6% rates, the no-ITC and no-inter-state rules, CMP-08 and GSTR-4, and a worked comparison with regular GST.
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What goes in each table of GSTR-1 and GSTR-3B, monthly versus QRMP due dates, IFF, PMT-06, nil returns, late fees and a simple monthly routine for small businesses.
Read the guide →How to make invoices, quotations, challans, credit notes and get them right the first time.
Rule 55 cases (job work, approval, lots, art works, liquid gas), challan contents and copies, e-way bill rules, conversion to invoice and job work time limits.
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Quotation vs estimate vs proforma vs sales order, validity and terms, converting without re-typing, GST on service advances, and a 6-step contractor flow.
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Section 34 explained for small businesses: when to issue a credit note or debit note, the 30 November deadline, effect on GSTR-1 and the buyer's ITC.
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When an e-way bill is needed (₹50,000, job work), Part A and Part B, validity by distance, who generates it, extension, cancellation, exemptions.
Read the guide →Getting paid on time: UPI, credit sales, reminders, cheques and the law on delayed payments.
What makes a cheque bounce, the Section 138 timeline (30 days notice, 15 days to pay, one month to complain), the notice, evidence, settlement and prevention.
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Why receipts matter, the fields a payment receipt must show, receipt vs receipt voucher under GST, part payments, TDS matching with Form 16A and numbering.
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Sections 40A(3), 269ST, 269SS, 269T and 269SU in plain words, the penalties for crossing each cash limit, how cash sales interact with GST.
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What the MSMED Act says about paying micro and small enterprises in 45 days, how interest is calculated, what Section 43B(h) does to buyers.
Read the guide →Books, statements, reconciliation and year-end, explained without jargon.
A March 31 checklist covering stock count, debtor and creditor confirmations, TDS matching with 26AS and AIS, GST reconciliation with GSTR-1, 3B and 2B.
Read the guide →How to value closing stock under FIFO or weighted average (LIFO is not allowed), cost vs NRV, a worked example, the effect on profit and tax.
Read the guide →The standard expense heads, what is deductible under Section 37, what is not (personal, penalties, cash above ₹10,000), depreciation rates.
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Why your cash book and bank balance differ, a step-by-step monthly bank reconciliation, uncleared cheques, bank charges, UPI settlement timing and a ready template.
Read the guide →Salary structures, PF, ESI, professional tax, TDS on salary and hiring your first employee.
Casual, sick and earned leave under state Shops Acts, maternity leave, holidays, attendance records, the salary proration formula, LWP, encashment and a sample policy.
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Employee vs contractor, offer letter essentials, documents to collect, registrations you trigger (PT, PF, ESI, Shops Act), minimum wages, leave and first payroll.
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When an employer must deduct TDS on salary, computing tax under the new regime with rebate, monthly deduction, Form 12BB, Form 16, Form 24Q and an example.
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What professional tax is, monthly slabs for Maharashtra, Karnataka, West Bengal, Tamil Nadu, Gujarat and other states, PTEC vs PTRC, due dates and penalties.
Read the guide →Income tax, TDS, advance tax, audits, MSME and the calendar of dates you must not miss.
Month-by-month due dates for FY 2026-27: GST monthly and QRMP, TDS, PF, ESI, professional tax, advance tax, ITR, audit and GSTR-9, plus a first-week routine.
Read the guide →When a tax audit under Section 44AB applies (₹1 crore, ₹10 crore with 5% cash, ₹50 lakh), what Forms 3CA/3CB and 3CD cover, due dates and the 271B penalty.
Read the guide →What Shops and Establishments Act registration is, how Maharashtra, Delhi, Karnataka, Gujarat and Tamil Nadu differ, documents, renewals, hours and penalties.
Read the guide →The revised micro, small and medium limits, free Udyam portal registration, the 45-day payment rule, collateral-free loans, tender preference and subsidies.
Read the guide →Structures, registrations, licences and bank accounts for a new business in India.
What an Import Export Code is, who needs one, the ₹500 DGFT application, documents, the April to June update, AD code, LUT and first-shipment paperwork.
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Which FSSAI licence you need by turnover, documents, FoSCoS steps, fees, validity, printing the 14-digit number on invoices and labels, and penalties.
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How to register a trademark for your brand name or logo: search, classes, ₹4,500 MSME fee, TM-A filing, examination, objections, timelines and renewal.
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Why a savings account will not do, the documents banks ask for by entity type, minimum balance and charges, how to choose a bank, and what to set up on day one.
Read the guide →Pricing, margins, loans, WhatsApp and going digital: the numbers behind a growing business.
Billing software vs Excel for Indian small businesses: when Excel stops working, what to look for, free vs paid, data ownership and a 30-day migration plan.
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How a small shop should use WhatsApp Business in India: app vs API, catalogue, quick replies, invoices and payment links, broadcast rules and a 7-day plan.
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A plain guide to MUDRA tiers, CGTMSE guarantees, PMEGP subsidy, Stand-Up India, bank OD and invoice discounting, what banks ask for and how to spot fake loan apps.
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How to separate fixed and variable costs, work out contribution margin, and find the sales you need to stop losing money, with a Bengaluru cloud kitchen example.
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