IFSC Code Lookup
Search any IFSC code to get bank name, branch, address and MICR. All Indian banks. Free.
In short
An IFSC code is the 11-character Indian Financial System Code that identifies a bank branch for NEFT, RTGS and IMPS transfers. The IFSC Code Lookup tool searches 1.8 lakh plus branches from RBI data by code, bank, branch or city, and returns the bank name, branch, address, city, state, MICR code and contact so you can verify details before making a payment.
Covers every bank and branch in India (183,000+ IFSC codes from the RBI list).
What is an IFSC code?
An 11-character code that identifies a bank branch for NEFT, RTGS and IMPS transfers. The first 4 letters are the bank, the 5th is 0, the last 6 identify the branch.
Where is it printed?
On your cheque book and passbook, and in your bank app under account details.
What is MICR?
A 9-digit code printed at the bottom of cheques: 3 digits city, 3 digits bank, 3 digits branch.
About the ifsc code lookup tool
An IFSC code is the routing address of a bank branch in India. Every NEFT, RTGS and IMPS transfer needs it alongside the account number, and it is printed on cheque leaves and passbooks. The code has 11 characters: the first four letters identify the bank, the fifth is always 0 (reserved for future use), and the last six identify the branch. Vendors quote it on invoices, employees give it for salary credits, and customers ask for yours when they pay by bank transfer.
A wrong IFSC can send money to a different branch or hold the transfer for days while the bank reverses it, and a vendor's typed code is easy to misread (0 versus O, 1 versus I). Searching bank websites one by one is slow. This tool looks up the code against a database of more than 1.8 lakh branches sourced from RBI data, and also searches the other way, from a branch or city name, so you can find the correct code when you only know the branch. Results show the MICR code too, which is useful for cheque and ECS mandates.
Once verified, save the details against a vendor in VyaparKit so the NEFT bulk-upload Excel from payroll and vendor payments carries the right code every time.
How to look up an IFSC code
- 1
Enter the code or a search term
Type the 11-character IFSC such as HDFC0000001 in the search box, or type a branch or city name to search the other way. Input is upper-cased automatically.
- 2
Pick the branch
For a name search, choose the matching branch from the list of results; bank, branch and city are shown to tell similar names apart.
- 3
Read the details
The result shows IFSC, MICR, city, district, state and the branch contact where available. Check the branch name against what the payee gave you.
- 4
Copy the code
Click the IFSC value to copy it, then paste it into your bank's NEFT form, a vendor record or a payroll file.
How to read an IFSC code
- 11 characters, alphanumeric, always written in upper case, for example SBIN0001234
- Characters 1 to 4: bank code, letters only, such as SBIN for State Bank of India or HDFC for HDFC Bank
- Character 5: always 0, reserved by RBI for future use
- Characters 6 to 11: branch code, usually digits but sometimes letters
- Used for NEFT (batch settlement), RTGS (real time, ₹2 lakh minimum) and IMPS (instant, 24x7)
- Printed on the cheque leaf near the MICR line and shown in every banking app's account details
- Merged banks (for example the old Dena, Vijaya, Corporation Bank branches) may have new codes; confirm before large transfers
- UPI does not use IFSC; it routes by UPI ID or mobile number
Who uses the ifsc code lookup
Accounts teams paying vendors
Verify the IFSC on every new vendor's invoice before adding them to the NEFT bulk upload so payments are not returned for a mismatched branch.
Employers running payroll
Check IFSC codes given by new joiners against the branch name on their cancelled cheque before the first salary run.
Freelancers invoicing clients
Confirm your own branch's current code after a bank merger and print the right one on invoices so client payments do not bounce.
Landlords and societies
Look up the code when a tenant sends a rent transfer confirmation from an unfamiliar branch to reconcile the credit.
IFSC Code Lookup: frequently asked questions
- Where can I find the IFSC code of my bank branch?
- It is printed on your cheque book (usually near the top or beside the MICR band), on the first page of the passbook, and under account details in your bank's app or net banking. You can also search by branch name or city in this tool, which lists the code alongside the branch address.
- What happens if I enter the wrong IFSC for a NEFT transfer?
- If the IFSC and account number do not match a real account, the bank rejects the transfer and returns the money, typically within a day or two. If the wrong IFSC happens to point to a valid combination, funds can land in a stranger's account and recovery needs the receiving bank's cooperation. Verify before sending.
- Has the IFSC code changed after the bank merger?
- For several mergers (for example Oriental Bank and United Bank into PNB, Syndicate into Canara, Allahabad into Indian Bank, Andhra and Corporation into Union Bank) the old codes were retired and new ones issued. Search the branch name here to see the current code and confirm with the branch before large transfers.
- Is the IFSC code the same for all branches of a bank?
- No. The first four letters are common to the bank, but the last six characters differ for each branch. Some banks use a single IFSC for all NEFT routing and process by account number internally, but you should still use the branch code shown on the payee's cheque or app.
- What is the difference between IFSC and MICR code?
- IFSC is an 11-character code used for electronic transfers like NEFT, RTGS and IMPS. MICR is a 9-digit numeric code printed in magnetic ink at the bottom of cheques and used for cheque clearing and some ECS mandates. Every branch has both, and this tool shows the MICR beside the IFSC.
- Can I search an IFSC by branch name or city instead of the code?
- Yes. Type the bank and branch or a city, for example HDFC Koramangala or SBI Ludhiana, and the tool lists matching branches with their codes. This is the easiest way to find your own code when the cheque book is not at hand.
Guides from the blog
How to open a current account for your business: documents, charges, bank choice
Why a savings account will not do, the documents banks ask for by entity type, minimum balance and charges, how to choose a bank, and what to set up on day one.
Read the guide →